The article presents the results of the study of factors affecting the accuracy of the results of measuring the mass fraction of oleic acid in sunflower seed oil using a pulsed NMR method. Analysis of the data obtained during the production tests has revealed factors that reduce the accuracy of the measurement results. The first factor is the different quality of the analyzed samples of sunflower seeds, which is due to the biological characteristics of the seeds and growing conditions. The second factor affecting the error of the measurement results of the quality parameters of sunflower seeds is the difference in the temperature of the seeds being analyzed and the temperature in the laboratory where the used NMR analyzer is installed. Moreover, this factor has the greatest influence on the accuracy of measurements of the mass fraction of oleic acid in sunflower seed oil. The third factor is the human factor, namely, the accuracy of sampling using a sampling cup, which is currently included in the AMV-1006M serial NMR analyzer.

In order to eliminate their influence, a special sampling device has been developed. It has been established that the reduction in the influence of the identified factors is achieved by normalizing the volume of the sample of seeds and measuring its temperature. The article presents data characterizing the main nodes of the developed sampling device, as well as the results of determining the mass fraction of oleic acid in oil of sunflower seeds after the introduction of the developed sampling device in the measurement procedure.

The developed design of the sampling device is simple to manufacture, has high operational characteristics, allows to increase the accuracy of sampling seeds by volume and significantly improve the accuracy of the results of measuring the mass fraction of oleic acid in oil of sunflower seeds based on the pulsed NMR method.

The aim of the research is to study the effective viscosity of oil-bearing material during the extraction process during extrusion processing of oil-bearing materials in the FP press. A phenomenological model of a layered flow has been used to describe the extrusion process and a flow balance model of filtration. As a result of the research, an estimation of the effective viscosity of the oil-bearing material in the process of changing the flow of oil-bearing material in the curb chamber on the flight screw of the oil-press unit has been obtained. An equation has been obtained that generalizes the well-known one-dimensional Poiseuille equation, the use of which allows us to determine the functional dependence of the volumetric flow rate of the structured Bingham body flow through the press outlet device, which significantly increases the accuracy of identifying the flow rheological parameters with known geometric parameters of the outlet device. A comparative analysis of alternative models of the flow of plastic mass during the extrusion transportation of oilseed materials has been carried out, which shows that the transition from a one-dimensional to a two-dimensional model significantly affects the determination of the capacity of the screw press channel of (extruder). The main conclusion is the need to use a theoretically based model of layered flow in the screw channel when describing the process of extracting vegetable oil. As a result, the pressures developed by the screw on the turns of the curb chamber under various operating conditions of the oil extraction unit have been determined.

The possibility of using technological operating modes to predict the extraction of oil and pressure developed by the flight screw in the curb chamber is shown.

Technological process for the production of flour confectionery is quite laborious, especially if sponge dough method is used. This method is used for the production of various bakery products, such as buns, pies, open pies and many others, during the production of which the proofing process can last for an hour. Muffins have been chosen as the object of the research due to their great popularity among the population and  their use as pieces for the further manufacture of various confectionery products.

A lot of research has been done on the intensification of the production process of small-sized bakery and flour confectionery products. The authors of the article have investigated the use of ultrasonic processing at the stage of preparation of the dough, in connection with the known positive results of the application of sonochemical technologies in the production of bakery products. The aim of the work has been the experimental determination of the operating parameters of the ultrasonic installation to prove the effectiveness of its use at the stage of preparation of the dough.

The tasks included to conduct an experimental study on the development of technology for the manufacture of muffins using ultrasonic processing at the stage of proofing the dough. The analysis of the obtained data has shown that due to the use of ultrasound it has been possible to reduce the fermentation time of the dough, to improve the taste and aromatic parameters of the products obtained during sensory analysis.

The paper shows the possibility of using polysaccharides: xanthan, guarana, a composite mixture of xanthan gum with guarana (1: 1) and locust bean gum in chicken soufflé technology. As a result of organoleptic studies, the optimal concentrations of the studied polysaccharides have been selected: xanthanum is 1.3%, guarana is 0.8%, composite mixture of xanthanum and guarana is 0.6% and locust bean gum is 1.0%. According to the results of physical and chemical studies, it has been noted that the content of dry substances has decreased on average by 1.5% compared to the control sample for samples with xanthan and guarana.

The acidity in the sample with locust bean gum has decreased slightly by 0.07 degrees, and in the sample with guarana by an average of 1.1 degrees.

The change in the component composition of the dishes has affected the content of the mass fraction of fat, namely, the decrease averaged 0.55% compared with the control one.

The introduction of polysaccharides has affected the functionality of the developed chicken souffle, since the content of dietary fiber is 1.38 - 6.5 g per serving of 230 - 500 g. Adding guarana to chicken soufflé has a positive effect on the safety of the product, as the amount of mesophilic aerobic and optionally anaerobic microorganisms has decreased. As a result of sensory analysis, physical, chemical and microbiological studies, we recommend guarana at a concentration of 0.8% be introduced as a food supplement in chicken souffle.

The article studies the main aspects of the process of preparation for the extraction of target components from plant materials. The extraction process implies the use of traditional technology using a distillation process, and the extraction process using various extractants can also be considered. The most common methods of preparatory processes have been considered. Grinding processes, as well as the flow under various modes have been assessed. Ways to intensify the processes of preparing essential oil material (seeds) for subsequent operations have been proposed.

The aim of the work is to study a promising method for the selective disintegration of plant materials in the technology for extracting valuable components of spices to produce high quality products. Possible ways to intensify this process using cryogenic and other modes of its implementation have also been presented.

The article presents the results, studies of the influence of various methods of extracting pulp on changes in qualitative composition and quantitative content of phenolic substances in red dry wine materials of the Saperavi variety.

Extraction of the pulp was carried out by complete and partial fermentation of the wort on the pulp with preliminary fermentation, with pulp heating and carbon dioxide maceration.

It’s been found that the method of pulp extraction has a significant effect on the mass concentration of flavonoids (anthocyanins, catechins and flavonols);

The extraction method has a significant impact on the qualitative composition and quantitative content of monomeric forms of phenolic substances - phenol carboxylic acids of benzoic and cinnamon series (C6 - C1 and C6 - C3).

For the Saperavi variety, the largest number of phenolic acids has been identified in the wine material obtained by carbon dioxide maceration;

A significant difference has been found in mass concentrations of phenolic acids in wine materials obtained by different methods for pulp extraction. The smallest number of phenolic acids has been found at extracting pulp by heating;

Processing the pulp with an enzyme preparation increases the content of phenolic compounds in the wine material, including anthocyanins, which determine the completeness of the taste, aroma and color of the wine.

The article describes snacks and their classification. There are a huge number of snacks with different fantasy names on the modern market: cheese snacks from Cheddar, Russian Parmesan, Tilsiter Lux, Khrustiki, Delicatessen for beer, Snack for beer, etc. Cheese production technology is simple and based on cheese processing using heating and vacuum.

The purpose of the research is to study the quality and safety indicators of cheese chips subjected to long-term storage. In accordance with the goal, the following tasks are defined: determination of organoleptic and physical and chemical characteristics of cheese chips; determination of microbiological indicators of cheese chips; establishing compliance with the content of potentially hazardous substances in the test sample; identification of falsification (or lack of it) of cheese chips.

The safety and quality indicators of cheese chips during long-term storage have been investigated. It has been established that cheese chips of long-term storage in terms of their organoleptic, physicochemical and microbiological indicators comply with the regulatory requirements for dry cheeses. Vegetable oils and vegetable-based fats have not been found in cheese chips of long-term storage, which confirms their naturalness. Cheese chips can be positioned as «natural products» with high nutritional value, consumed by different categories of the population and for a long shelf life (3 years), which do not change their properties.

A study in the field of classification of pears is one of the important scientific problems of modern Pomology. Creation of a natural classification of varieties, taking into account the commonality of many characteristics and qualities, is a relevant point. To improve existing developments in this area, the long-term results of varietal studies of pears in the collection stands of the Maykop Experimental Station VIR (MOS VIR) branch have been analyzed and the varieties of the collection have been grouped according to morphological characteristics and biological properties.

Creation of an open system of pear varieties, which includes, along with the previously defined subspecies of common pear (South European, West European, East European, Transcaucasian, Central Asian), the East Asian subspecies that we have identified, is the result of the research. It combines the varieties of East Asia, including the Far East of Russia, and includes five varieties: Bailey, East Golden, Girinskaya, Olga, Shinsui.

Mramornaya variety has been added, including new hybrid varieties of Eastern Europe, to the Eastern European subspecies.

In each new variety type, the varieties most promising for selection and production have been identified.

The creation of the proposed classification contributes to wider and fuller use of the extensive varietal gene pool of pears, both for practical purposes and for theoretical research.

An analysis of industrial cultivation of hazelnut culture in leading countries and in Russia has shown that it is conducted by extensive and intensive technologies. The leader in the production of hazelnuts is Turkey, which produces hazelnuts by expanding the area to 700 thousand ha, but with low productivity (77 kg / ha). Italian and American hazelnut cultivators have developed intensive technologies for its cultivation, using their varieties (adaptive) in standard formations and with irrigation. The crop yield is , respectively, 146-254 kg / ha. Azerbaijan and Georgia are among the five leading states for the production of hazelnuts based on adaptive varieties bred by folk selection, introduced and tested in local conditions. Turkish hazelnut producers see them as their direct competitors. The heat-loving hazelnut is confined to the southern regions of Russia – the Crimea, the Krasnodar Territory and the foothills of the Caucasus. Geographical location of the Crimean peninsula is due to various natural zones – from the steppe (most) to the (extensive) subtropical one (narrow strip). The limiting conditions for growing hazelnuts here are the minimum winter temperatures and frosts in April, as well as low moisture reserves. Cultivation experiments in the Crimea, in the lower Volga region and in the Stavropol Territory have shown that it is necessary not only to create drought and frost resistant varieties, but also to develop appropriate technologies for them (irrigation, placement and formations). Studying the wild forms of hazel contributes to the cultivation of acclimatized varieties with increased resistance to adverse conditions, diseases and pests.

The article presents the results of the study of the seasonal rhythm of growth and development of tea plants due to their response to environmental conditions (temperature factor and moisture supply factor). The relationship of the yield of breeding tea forms in the foothill zone of the Northwest Caucasus (the Republic of Adygea) with the winter hardiness of plants, with their characteristics of growth and formation of the crown (height, width and growth) during the growing season is examined, the dynamics of green leaf harvest for the leaf-harvesting period is analyzed and the quality of the collected flesh is assessed. Using the method of correlation analysis, it has been found that lengthening the period between the development of shoots of II and III orders is more dependent on the lack of moisture and does not depend on the sum of effective air temperatures in the previous period. In the course of two years of research, the greatest green leaf yield has been obtained from tAF-5 and AF-3 forms – 490.4 and 447.1 g, respectively, per plant.

The best quality fleshes were formed in June, while the share of 2-sheet fleshes reached 85%. Based on the results, the studied breeding forms of tea are recommended for use in breeding local highly adaptive clone varieties.

The economic efficiency of using macro (NPK) and micronutrient fertilizers (Mg, Ca, B, Zn) in full-grown tea plants (Camellia sinesis (L.) O. Kuntze) has been studied in a long field experiment in the conditions of the Black Sea coast of Sochi. According to generalized data for the period 2011-2015 it has been shown that the use of boron, a mixture of elements (Zn + B + Mg), and options with the addition of calcium and zinc in favorable weather conditions have led to an increase in productivity by 35, 22 and 17%, respectively. The increase in productivity has increased profits by 80-180 thousand rubles. The positive effect of the introduction of magnesium manifested in the first years of the experiment, is no longer observed.

The cost of introducing only meso and micronutrient fertilizers ranged from 0.45 to 22.0 % of the amount of additional production costs. The analysis of economic efficiency has shown that the use of fertilizers in tea growing is beneficial, since the level of profitability on all options exceeds 25%, and the use of boron and a mixture of elements increases the profitability of production to 37-38 %, which is a significant value for the tea industry.

The article indicates pomological signs of tangerine: peel and pulp color, number of slices, fruit size, shape, taste, aroma and juiciness of a fruit. Physicochemical characteristics of tangerine fruits are shown: sugar, acidity, dry matter, vitamin C. A comparative biochemical assessment of tangerine fruits growing in the subtropical zone of the Krasnodar Territory and imported ones is carried out. The studies have been carried out in VNIIITsiSK in Sochi.

6 tested varieties of imported tangerine fruits were infected with penicillosis (Penicillium expancym Link) and anthracnosis (the pathogenic agent is Colletotrichum gloeosporioides Penz. Fungus). A physiological peta disease (deep pit) was found, which affected fruits on trees and appeared during storage with temperature regime violation [13]. Biochemical analysis revealed a low concentration of ascorbic acid, acidity and an increased content of dry soluble substances in the imported fruits in comparison with fruits grown in the humid subtropics of Russia.

The studies have been carried out on low-humus ultra heavy clay fused leached chernozems of the Republic of Adygea in 2015-2018 in the link of crop rotation: winter wheat, corn for green fodder, clover. The influence of tillage methods and levels of mineral nutrition on crop yields and economic efficiency of cultivation have been studied. It has been established that annual disking led to a decrease in the yield of corn and clover in the rotation link, in comparison with plowing.

Accounting for yield with the annual use of surface cultivation indicates its decrease: for corn for green fodder by 1.7 t / ha (14.8 %) compared with the annual plowing; for clover, 3.0 t / ha (10.7 %) in comparison with the annual plowing; for winter wheat, the yield level for both processing methods is the same 4.9; 4.9 t / ha.

Cultivation techniques and processing methods have had a positive effect on increasing the output per unit area. Analysis of the cost-effectiveness of winter wheat cultivation in the crop rotation link has shown that the most profitable option is the background (the use of recommended doses of fertilizers on average for both methods of tillage) with a yield of 5.95 t / ha; profit from sales of 32,108 thousand rubles / ha - profitability of 150.0 %.

The best option when cultivating clover in the crop rotation link by the aftereffect of green manure fertilizers for plowing at a yield of 33.7 t / ha profit from sales is 17,336 thousand rubles / ha, profitability is 106.0 %. For corn for green fodder the best option is sowing rapeseed on green manure and planting it, the yield is 15.9 t / ha, profit is 2675 thousand rubles / ha, profitability is 20.0 %.

The article presents the results of assessing the effect of fine irrigation of tea plantations in the foothills of Adygea on the urease activity of soils. It has been established that the activity of the urease enzyme is an unstable parameter in the dynamics of the leaf collection period of tea and depends on precipitation and, accordingly, on soil moisture. The mathematical model has been obtained as a result of multiple correlation and regression analysis: Y = 0.791 + 1.509 X₁ + 0.7344 X₂, where Y is the urease activity in mg of NH3 per 100 g of soil; X₁ is soil moisture in the layer of 0-60 cm, %; X₂ is precipitation, mm.

The sample multiple correlation coefficient of R_b = 0.90933 is significant, the relationship between the resultant trait and the totality of factorial traits included in the regression model is close. According to the obtained model, the urease activity increases by 1.509 mg of NH3 with an increase in soil moisture by 1%. A positive correlation has been found with these indicators (the pair correlation coefficient between the urease activity and precipitation is r = 0.89, soil moisture r = 0.68). Irrigation of tea plantations contributes to the activation of the urease enzyme.

However, during a period of severe drought, the degree of enrichment of the soil with this enzyme is characterized as poor from 30 to 100 mg of NH3 per 100 g of soil in 24 hours, which indicates the inhibitory effect of the stress factor on the activity of this enzyme.

The morphological quality indices of pollen of 14 pear genotypes have been studied in the conditions of the humid subtropics of the south of Russia. Viability and fertility have been determined, and variational curves of pollen grain sizes have been analyzed to identify indirectly trends in microsporogenesis disturbance. A variation in the percentage of germination has been noted in the range from 55% to 83%, and fertility in the range of 77-97 %. The regularities of dimensional differentiation of pollen grains and other pollen quality parameters have been revealed, and the law of their distribution has been evaluated.

As a result of statistical analysis, it has been found that an increase in the diameter of pollen grains is displayed by a greater uniformity of the graphic curve with a deviation of the distribution in the direction of decreasing values. Morphologically homogeneous pollen with volumes of sample sizes close to zero kurtosis and asymmetry are considered to be the result of the absence of disturbances in gamete formation as a result of meiotic fission and pollen formation in anthers.

With minor violations of meiosis, the amount of pollen of different sizes is minimal, while there is an increase in the dispersion of the trait and an extension of the range of extreme values. A significant deviation of the variational curve of pollen sizes indicates changes in the process of microsporogenesis that caused morphological heterogeneity of pollen grains.

At present, a significant role is assigned to the solution of the state food problem, and it is one of the most important problems of the modern world. In this regard,  biologization of agriculture with the use of biological plant protection products from pests, a new generation of biological preparations that help stimulate plant growth processes occupies a special place, and results in an increase of the crops yield. Biological methods, or in general, biologization of agriculture in our country is not large-scale due to the main problems of productivity and quality of crops - low soil potential, high prices for fertilizers, the negative impact of pesticides used in production on plants and soil biota. The article presents the results of the study on the phytoprotective and growth-promoting effect of Ribav-Extra biological preparation on pre-sowing treatment of seed material of new varieties of Nord pea for food purposes and Orpela for fodder purposes. The studies have found the presence of a stimulating effect due to the treatment of pea seeds with Ribav-Extra, in the form of an increase in the length of sprouts and rootlets of seedlings up to 35% in the Nord variety and 50% in Orpela one. There is also an increase in the energy of germination of pea seeds – of the laboratory one by 10% and of the field one by 5-9 % of germination. It has been established that seed material processing with the Ribav-Extra biological preparation contributes to the effective acceleration of the growth processes of peas at the initial stages of development, thereby increasing their resistance to adverse environmental conditions. As a result of three-year studies, the positive effect of Ribav-Extra preparation on the grain yield of the studied pea varieties has been established up to 16% (Nord) and 19% (Orpela).

The article presents the long-term results of excavations of the root system of 10-year-old Japanese persimmon plants (‘Hiakume’ variety), grafted on two rootstocks (Oriental persimmon and common persimmon). It has been established that biological characteristics of rootstocks, topography, and tillage in the aisles affect significantly the total mass of the roots, as well as its distribution in the soil layers. Plants grafted on Oriental persimmon have a more developed and deeply penetrating root system. It is noted that on the slopes the development of the root system is uneven. The bulk of the roots is directed up the slope (72%), so a larger amount of mineral fertilizers must be applied to the upper terrace. On a flat site, the development of the root system occurs evenly around the crown of the plant, the roots are more powerful than those growing on the slope. Differences in remoteness from the stem have not been noted; in both cases, the roots have been placed at a distance of up to 250 cm in the aisle. As a result of the research, a direct relationship between the growth of the aerial part and the development of the root system has been determined, the stronger the aerial, the more powerful the root system.

Harvesting picking maturity fruits is one of the ways to maximize the preservation of fruit quality during storage, since the use of modern highly effective technologies can be reduced to zero if the apples are harvested too soon or later. To assess the maturity of fruits it is necessary to use objective criteria characterizing the organoleptic, commodity and chemical indicators of fruit quality. To establish the optimal harvesting time, generalized criteria for the quality indicators of fruits in a varietal section are necessary, such as the hardness of the pulp, the starch content, soluble dry substances, sugars, acids. Therefore, the study of these criteria indicators, the degree of their variation will make it possible to establish optimal harvesting dates for fruits directly for the zone of the southern Russia, taking into account varietal characteristics. Apple fruits grown in horticultural farms of the Krasnodar Territory have been chosen as research objects to determine the criteria for characterizing the onset of fruit picking maturity. The article presents the results on the content of acids, starch, sugars, hardness of the pulp of apple fruit of NCFCSHVW selection, allowing to establish criteria for apples depending on varietal characteristics and weather conditions of the season, characterizing the optimal timing of fruit harvest.

The article presents original data on the development of methods for producing sterile viable hazelnut explants. It is well known that one of the difficult stages of clonal micropropagation of tree crops is the stage of introducing in vitro into the culture due to the strong contamination by endogenous fungi, excessive sterilization and oxidation of explants. As a result, the aim of the work is to determine the degree of influence of various fungicides on the growth of a pure culture of fungal plant pathogens under the invitro condition, as well as processing hazelnut shoots to obtain a sterile culture.

As a result of the studies, it has been found that the number of pure viable explants is 10-44 % with pretreatment of shoots with fungicides, depending on the type of fungicide. In the control variant, the number of viable explants is 0 %.

Significant results have been obtained when processing with such preparations as Scenic, Klad and Lamador, where the percentage of sterile viable explants varies in the range of 42-44 %. These results will be useful in the process of forming a deposited collection of economically useful hazelnut genotypes under in vitro conditions and developing regulations for clonal micropropagation. The data obtained will serve as the basis for further research.

In optimizing the technology for growing sweet corn, the level of soil water availability is important. You need to know the level of soil moisture necessary for optimal growth and development of corn plants. In this regard, development of recommendations that are optimal in terms of moisture supply for the best growth and development of sweet corn is an urgent topic. In field experiments, an early-season Spirit hybrid was used as research objects.

The following options for moisture supply were included in the experiment scheme: 1) without irrigation, 2) 80% of HB at a depth of 0.5 m (K); 3) 80% of HB at a depth of 0.3 m; 4) 60% of HB at a depth of 0.5 m; 5) 60% of HB at a depth of 0.3m. Spirit hybrid was used in the studies, which was sown in a wide-row way of sowing of 70 cm with a sowing rate of 55 thousand plants / ha.

All the observations and analyzes provided for by the program have been carried out in accordance with the relevant GOSTs and methods adopted in scientific institutions. Irrigation conditions have determined the yield of corn cobs. The control option is 20.4 t / ha of cobs. In option No. 3 with a smaller depth of moisture content in the soil up to 0.3 m, the highest yield of 23.1 t / ha has been obtained experimentally. With a moisture supply option of up to 60% HB (4th and 5th options), we observe a decline in grain yield by 4.8 and 3.2 t / ha, respectively, or 24 and 17%. Without irrigation, the loss of grain yield has been 9.6 t / ha.

At present, in the state agricultural sector, as well as in other economic sectors, there are serious «digital» transformations. Identification of their trends, nature and degree of influence on agriculture, in general, is an important urgent task.

The purpose of the article is to assess the factors that affect this process and propose measures that contribute to solving the problems of digitalization of the domestic agro-industrial sector by assessing the current level of digitalization of domestic agriculture and its industrial features. At the same time, modern methods of scientific knowledge have been used, such as analysis, synthesis, induction, abstraction.

The article considers the trends in creation and implementation of innovations in the agricultural sector, as well as the demand for new technologies by economic entities of the agricultural sector.

Evaluation of the current level of digitalization of domestic agriculture has made it possible to identify factors that affect this process. In the end, measures are proposed the implementation of which will contribute to solving the problems of digitalization of agriculture as the most important industry in the country: development of an industry-wide platform (project) for digitalization of the agro-industrial complex and improvement of the regulatory framework for the development of digital technologies; development of information infrastructure in rural areas and provision of special subsidies for connecting to this infrastructure to small and medium agricultural organizations, as well as farmers; development of national and regional services for industry management, market forecasting and rural development.

The introduction of innovations in the agro-industrial complex is one of the effective and accelerated development opportunities that will ensure the food security of the country. To ensure economic growth in agriculture and increase its competitiveness, constant updating of technologies is necessary.

The scope of application of innovative technologies in large enterprises, the smallest ones in small enterprises and farms and the performance of scientific institutions have been considered.

The purpose of the article is to determine the direction of improving the scientific and technological policy in agriculture by assessing the current level of application of innovative technologies in agriculture. At the same time, modern methods of scientific knowledge have been used, such as analysis, synthesis, induction, abstraction.

The article identifies factors that affect the competitiveness of domestic agricultural technologies.

Based on the identified factors, the directions of improving the scientific and technological policy in agriculture have been identified: the formation of modern institutions for the innovative development of the agricultural sector, increasing budget support for agricultural science and stimulating the flow of private investment in agricultural research and development.

The introduction of digital technologies and analysis of large amounts of data makes it possible to create a fundamentally new banking products. «Digital» and technology companies enter the financial market, and large traditional banks create ecosystems, focusing on the most profitable components within the banking value chain and beyond it. Large and technologically advanced banks create their own ecosystems that open up new, unconventional sources of income. These trends determine the direction of development of the industry, and it is important for banks to take them into account in their strategies.

The purpose of the article is to assess the factors influencing the innovative transformation of the banking sector by assessing the current level of digitalization of the banking sector and its industry characteristics. At the same time, modern methods of scientific knowledge, such as analysis, synthesis; induction, abstraction have been used.

The article discusses the trends in the creation and implementation of innovations in the banking sector. The main directions of transforming a business model in the banking industry include the formation of their own ecosystem, the development of partnerships with other companies, provision of banking services under someone’s brand, and creation of fundamentally new lines of business based on new technologies, for example, block chain. Options for the development of traditional banks are presented.

The following factors have been identified as the ones affecting the innovative transformation of the banking sector: a clear strategy and ambitious goal setting; signing partnership agreements; development of missing competencies and transformation of the corporate culture of a company.

The most actively developing area of the Russian economy is insurance. 213 insurance companies practicing in Russia have permission to provide insurance services for 2019. A clear-cut ascendancy in insurance premiums, which is proportional to inflation in the country, is an indicator of the increasing role of insurance in the market economy of the Russian Federation.

The article presents classic models for forecasting insurance time series, which obey normal laws, based on mathematical and instrumental methods, and on observations of the components of the predicted time series. The presented time series, possessing a long-term memory, is an exception to the rule.

The need to develop methods and models for forecasting time series of insurance with increments, as well as for their forecasting, is an urgent topic, since the lack of specific methods and models still creates problems for predicting incremental time series. In practice, classical forecasting methods give good results, thereby showing the necessity of using linear paradigm methods. As follows, the use of both a linear paradigm and a nonlinear paradigm is relevant, which gives us the opportunity to use them in a mixed form.

As the Russian economy develops, many enterprises faced the need to form intellectual capital as an important factor in their effective operation. Its main carrier is highly qualified personnel of the enterprise possessing knowledge, information, experience, professional skills. In a digital economy intellectual resources are a key factor in its socio-economic development. However, at present, the development processes of research and development (their generation, transformation into intellectual potential and intellectual capital) and the tasks of the socio-economic development of the region are poorly coordinated and poorly instrumental (there are no models that describe these processes and decision-making procedures adequately). The article actualizes the role and place of the intellectual resources of the modern society. The relationship of the intellectual resources of the territory (industry), the intellectual potential and the intellectual capital of the economic entities of the regions of the Russian Federation have been analyzed. The tools necessary for transforming and using IR have been listed: the design and process approach, the theory of active systems, the two-sector economy model, endowment funds. Tools for transforming and using intellectual resources have been proposed. A methodology for assessing the intellectual resources of a university has been developed. The stage-by-stage development of intellectual resources has been analyzed: into the intellectual potential of an economic entity, and further into its intellectual capital.

The research is based on the hypothesis that the integration processes of business entities that interact economically and organizationally within the framework of technological and product chains are an objective form of the evolution of production relations and reflect the level of development of the system of intersubjective interactions. A set of measures related to the generalization of objectively existing motivations for the formation of a system of stable intersectoral interactions of entities, development of mechanisms for managing the development of integrated associations and balancing the economic interests of integrating agents are considered as the organization of integration processes.

The complexity of organizing integration processes in the agri-food complex is determined by the combined influence of a complex of factors of various nature, which are recommended to be systematized in the context of three groups: economic, organizational, and technical and technological. In modern Russia the dominant form of integration is vertical integration, in which development priority is not to harmonize and balance the interests of integrating entities, which is typical for a contract form of integration, but to maximize return on invested capital and the amount of profit from the sale of final products due to full control over all parts of the technological chain and capital concentration, providing economies of scale and diversification of production.

In modern conditions of high dynamics of the external environment and changes in internal processes an integral requirement for enterprise management is the presence of a controlling element in the management system that would give a clear idea of the state of the management entity, without independent control effect on it (or any element of the system). The purpose of the article is to determine the content of the requirements for the system of information interactions at an enterprise and its structure. To achieve the goal, the following tasks have been solved: highlighting the features of information interactions in the context of an information network at an enterprise within the controlling system framework, identifying the main components of the information interaction system while controlling the main business processes. A system-modular approach has been used as a methodological basis of the research. Theoretical and methodological basis of the study has been formed on the basis of fundamental works of domestic and foreign scientists in the field of the theory of management of industrial enterprises; controlling theories; scientific concepts of the formation of the structural-functional model of organizational controlling; methods, models and algorithms for accounting for the influence of various factors on achieving the goals of an enterprise, making managerial decisions based on monitoring the activities of enterprises. Formulation of the basic requirements for a system of information interactions and its main components is the result of the research.